How we give more access to entrepreneurs.
Earlier than everyone else
That chicken-and-egg problem of not being able to get funding until you have a viable business, but not being able to build the viable business until you have funding? Solved. You don’t need to have revenue or traction. In fact, you don’t even have to have a product or prove your business model. Through our partnership with Continental Bank, you can get funded at the idea stage, so you have the time and money to go figure those things out. We’re here to provide smart people access to the money and confidence they need to quit their day job and pursue their new business full time. Learn more about founder eligibility here.
Support team at your back
Need to know your tax classification? Not sure how to set up insurance? We’re here to help you every step of the way. Your dedicated account manager can help you find answers to your questions and connect you to services which may be right for you, so you you can focus on the parts you do best.
Diversity and inclusion
Our goal is to enable more first-time founders and small-business owners from all backgrounds to get the financing they need to build a better world. As part of that, the Paintbrush Loan application is simple and straightforward as possible—you meet the criteria or you don't, and whether you fit the mold of the typical founder or not doesn’t enter into the equation.
Transparency and ease
Goodbye confusing terms and wondering if you’re signing away your life on the dotted line. We do our best to make sure everything is as clear as possible, with no hidden fees or surprises. You can even compare how we stack up against other funding options here, check out the loan terms here, our FAQ here, and process overview here. And most importantly, you can rest easy knowing that if everything goes to hell, the terms are still in your favor. As long as you are working with us, you don't have to worry about being sent to collections or having someone come after your house or car—even if your business fails, you’ll have the option to pay back at a % of your salary. And if you’re not making at least $50k/year, you don't pay anything.
Flexible enough to allow you to go anywhere
We know we’re just a starting point. That’s why you maintain full control and ownership of your business, and you decide next steps. Want to go after VC funding and grow at hyperspeed? Great! Want to maintain ownership but need a larger loan now that you’ve proven out your model? No problem—you now have a track record to make those conversations easier. Planning on slow and steady growth bootstrapping on the revenue you have coming in? Go for it!