STEP 1
Apply.
Check your eligibility
Find out if a Paintbrush Loan is a fit for your business with almost no effort and zero commitment before you jump into the full application.
Use our self-assessment tool to check your fit in less than 1 minute
Fill out an application in as little as 10 minutes
Once you know you want to move forward, you can save your progress at any point and come back to it later if you don’t have all your information handy.
See the full requirements and how your information is verified here
STEP 1
Apply for Loan
Check your eligibility
Find out if a Paintbrush Loan is a fit for your business with almost no effort and zero commitment before you jump into the full application.
Use our self-assessment tool to check your fit in less than 1 minute
Fill out an application in as little as 10 minutes
Once you know you want to move forward, you can save your progress at any point and come back to it later if you don’t have all your information handy.
See the full requirements and how your information is verified here
STEP 2
Get your money.
Cha-ching!
Most applications get an answer immediately, though they can take a few business days depending on your information. If you’re approved, it’s time to make things official! You'll need to review and agree to the loan terms. Then you'll receive your funds in your commercial bank account through our banking partner, Continental Bank, member FDIC.
See the full loan terms here in advance
STEP 2
Get your money.
Cha-ching!
Most applications get an answer immediately, though they can take a few business days depending on your information. If you’re approved, it’s time to make things official! You'll need to review and agree to the loan terms. Then you'll receive your funds in your commercial bank account through our banking partner, Continental Bank, member FDIC.
See the full loan terms here in advance
STEP 3
Conquer the world your way.
We're here to help
We don't take any ownership of your company, so it’s up to you to determine the future! However, we’re here to help out along the way as you have questions about payroll or taxes, to help connect you to the right partners and tools who can make your life easier, or anything else.
See how we help founders
Choose your own growth path
From here, you can continue to bootstrap your business off incoming revenue, get larger loans now that you’ve proven your model, take that round of venture funding, or whatever makes sense to you.
How Paintbrush Loans affect VC funding
STEP 3
Conquer the world your way.
We're here to help
We don't take any ownership of your company, so it’s up to you to determine the future! However, we’re here to help out along the way as you have questions about payroll or taxes, to help connect you to the right partners and tools who can make your life easier, or anything else.
See how we help founders
Choose your own growth path
From here, you can continue to bootstrap your business off incoming revenue, get larger loans now that you’ve proven your model, take that round of venture funding, or whatever makes sense to you.
How Paintbrush Loans affect VC funding
Rest easy if everything goes to hell.
No, we’re not going to come for your house.
Yeah, we debated putting this section on here, because no one wants to talk about this part. But because it’s scary, we need to make sure you know you’re covered here, too. If your business fails, your loan can convert into income-driven repayment so you can find the right job for you, and your payment adjusts with your income at 15% of what you earn. It only lasts until you hit the repayment cap ($75,000) or until you hit the term cap (5 years). Then you’re done, no matter what.